Save money and stop missing out on important opportunities.
FinViva's unique Credit Builder program allows you to build credit by making timely payments for your FinViva service. These payments are then reported to the major credit bureaus, helping you grow your credit profile.
When applying for membership, you will be considered for 12 months of credit toward your Finviva membership cost. Your FinViva service credit line renews automatically every twelve months for an additional twelve months.
Like all other monthly bills, it is important you make timely payments to your FinViva service credit line to maintain perfect credit history.
**Terms and conditions apply
By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by FinViva by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.
Our commitment is to making sure that everyone has a fair shot at good credit. We want to make sure that everyone has access to the same consumer rights and information to learn what it takes to build good credit for a lifetime.
Not only do we offer credit education and management services, we also provide credit building tools and financial resources to help our clients understand what’s on their report (like collections, late payments, hard inquiries, etc) and how their credit score works. With this education and our AI-based credit management tools, our clients can work to take control of their financial future and live a life without credit worries.
Your credit score determines how much you pay to borrow money to cover modern day essentials including housing, cars, credit cards and loan interest rates.
Use the slider below to see how your credit score range impacts how much you pay for the same items over time. Then ask yourself, can you afford NOT to fix your credit?
Home Loan
Car Loan
Loan
Credit card
Loan Type
30 Year Fixed Mortgage
60 Month New Auto
Personal Loan (2yrs)
Revolving Credit
Loan Amount
APR
Monthly Payment
Total Interest
The Credit Pros offers affordable plans to help you increase your credit score so you pay less for the essentials (and the extras) in life.
Easy-to-read credit reports and personalized score insights
Tools & tips to help you understand your score and take the next step.
Credit Monitoring is Included at No Additional Charge which can help you spot potential identity theft.
A credit report contains information about an individual’s credit history and financial background. Your credit report will include your full name, any aliases, current and previous addresses, date of birth, Social Security number, phone numbers, and employment.
It will list all types of credit accounts, such as credit cards, loans, and mortgages. Also included are public records (such as tax liens, legal judgements, bankruptcy and foreclosures), credit inquiries from credit applications and soft inquiries for pre-approved offers, and accounts sent to collections for overdue debts.
Credit reports do not include checking or savings account details, income, investments, or criminal records. Credit reports are essential for lenders and others assessing creditworthiness and are used to calculate credit scores.
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